Life Care Planning For
Motor Vehicle Accidents

Projecting the long-term costs of care, rehabilitation, and support services for individuals injured in motor vehicle collisions across Ontario and Canada.

Common care needs after MVA

  • Ongoing medical and rehabilitative care
  • Emotional and psychological support
  • Adaptive equipment and home modifications
  • In-home care and attendant services
  • Vocational rehabilitation

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Multi-Year Award Winner

Certified Life Care Planners

Accredited by ICHCC

Plaintiff & Defence Counsel

Impartial, balanced testimony

Our Expertise

Comprehensive future care quantification for MVA injuries

After a motor vehicle accident, individuals may face a lifetime of challenges due to physical, emotional, or cognitive impairments. At CBA, our Certified Life Care Planners specialize in projecting the long-term costs of care, rehabilitation, and support services that clients will need to maintain their quality of life.

Motor vehicle accident injuries range from soft tissue and orthopedic conditions to catastrophic outcomes including traumatic brain injury and spinal cord injury. Regardless of severity, each case requires careful assessment of how the injury will affect the individual over time and what care, treatment, and support they will need going forward.

Our evidence-based life care plans provide families and legal teams with clear, structured projections prepared in accordance with recognized standards in the medical-legal field. We are retained by both plaintiff and defence counsel in MVA matters across Ontario and Canada.

Conceptual image representing motor vehicle accident litigation and life care planning for collision injury claims
What we assess

Care needs following motor vehicle accidents

Our planners evaluate every dimension of the individual's anticipated care requirements resulting from the collision.

Medical and rehabilitative care

Ongoing medical treatment, physical and occupational therapy, and specialized rehabilitation incorporating the latest therapeutic approaches to support optimal recovery.

Psychological and cognitive support

Psychological counselling, neuropsychological assessments, cognitive rehabilitation, and trauma-informed therapy to promote emotional resilience and mental health.

Home modifications and adaptive equipment

In-home care, adaptive equipment, wheelchair ramps, bathroom modifications, and environmental controls to improve accessibility and support independent living.

Attendant care and personal support

Personal support workers, nursing, supervision, and daily living assistance for individuals with significant functional limitations.

Housekeeping and home maintenance

Cleaning, laundry, meal preparation, grocery shopping, and other homemaking services, along with snow removal, lawn care, handyman repairs, and seasonal maintenance the individual can no longer manage independently.

Transportation and community access

Accessible vehicle modifications, specialized transit, and community integration services to support participation in daily life.

Whether the injury is a soft tissue condition or a catastrophic outcome, a clear and reasonable projection of lifetime care needs is important to inform appropriate planning and decision-making.

Accident benefits and litigation

MVA claims in Ontario and across Canada

Motor vehicle accident claims involve unique considerations depending on the jurisdiction and the nature of the injuries sustained.

Statutory accident benefits

In Ontario, the SABS framework defines categories of impairment and entitlements. Our planners understand these frameworks and structure reports to address jurisdiction-specific requirements.

Catastrophic determination

Cases involving catastrophic impairment designation carry significantly higher benefit entitlements and more complex future care needs. CBA has deep experience in these matters.

Tort claims

Beyond accident benefits, tort claims require independent quantification of future care damages for presentation at mediation, pre-trial, or trial. Our reports serve this purpose.

Applicable report types

Report types for motor vehicle accidents

The appropriate report depends on the severity of injury and the stage of your matter.

Future Care Needs and Cost Analysis

The comprehensive option for serious MVA injuries. Projects lifetime medical care, rehabilitation, attendant services, adaptive equipment, and home modifications structured to address both statutory accident benefits and tort claim requirements in Ontario and across Canada.

Cost Projection of Future Care Needs

Ideal for non-catastrophic MVA injuries with clear medical issues such as soft tissue conditions, moderate orthopedic injuries, or defined impairments where a focused cost estimation supports early settlement, mediation, or reserve setting without the scope of a full plan.

Past Care Valuation

Captures the full cost of care already provided since the motor vehicle accident, including family-provided care and other support services, assigning fair market value to that care for inclusion in the damages claim.

Life Care Plan Critiques

Reviews an opposing expert's life care plan in an MVA matter, assessing whether projected care needs, accident benefit entitlements, and cost estimates are consistent with the medical evidence and appropriate for the severity of the collision injuries.

Common questions

Frequently Asked Questions

What types of MVA injuries do you assess?

We assess the full range of motor vehicle accident injuries from soft tissue and orthopedic conditions to catastrophic outcomes including traumatic brain injury, spinal cord injury, and polytrauma. Each assessment is individualized to the specific injury and the individual's circumstances.

Do you handle both accident benefits and tort claims?

How soon after an accident should a life care plan be prepared?

Let's Work Together

Contact us for a free consultation, we can advise you if a referral is appropriate.

Phone

Toll Free: 1-866-314-7335
Phone: 905-882-6947
Fax: 905-882-9986

Email

info@cbafuturecare.com

Office

95 Mural St #600
Richmond Hill, ON L4B 3G2