Life Care Planning For
Catastrophic & Serious Personal Injury

Life care planning for individuals with spinal cord injuries, traumatic brain injuries, amputations, and polytrauma requiring lifelong complex care and support.

Common catastrophic injuries

  • Spinal cord injury
  • Traumatic brain injury
  • Amputation of one or more limbs
  • Severe burns
  • Multiple orthopaedic injuries
  • Severe psychiatric impairment
  • Loss of vision or blindness
  • Polytrauma involving multiple body systems

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Our Expertise

Quantifying lifetime care for the most severe injuries

Catastrophic personal injury cases involve the most severe and life-altering injuries in civil litigation. Spinal cord injuries, traumatic brain injuries, amputations, and polytrauma result in permanent, complex care needs that must be projected across the individual's entire remaining lifetime.

At CBA, our Certified Life Care Planners have extensive experience assessing the full scope of needs arising from catastrophic injury, from attendant care and specialized medical treatment to adaptive equipment, home modifications, and long-term rehabilitation. Every plan is individualized to the specific injury, the individual's circumstances, and their projected clinical trajectory.

Future care damages in catastrophic injury cases frequently represent the largest component of the total claim. Accurate, evidence-based quantification is important to identifying the injured individual’s care needs over time and to providing the court with a clear, transparent foundation for determining appropriate compensation.

Woman with a prosthetic leg performing daily activities at home, illustrating long-term care needs
Scope of assessment

What a catastrophic injury life care plan covers

Our assessment addresses every dimension of the individual's anticipated care needs over their remaining lifetime.

Attendant care

Personal support workers, nursing, supervision, and daily living assistance modelled to reflect evolving needs across the lifespan.

Medical care

Ongoing physician visits, specialist consultations, surgical follow-up, medication management, and health monitoring throughout the lifetime.

Rehabilitation services

Physiotherapy, occupational therapy, speech-language pathology, neuropsychological support, case management, social work and other therapies required for optimal recovery.

Home and vehicle modifications

Wheelchair ramps, lifts, bathroom adaptations, widened doorways, accessible vehicle modifications, and environmental controls.

Equipment and adaptive technology

Power wheelchairs, orthotics, prosthetics, communication devices, pressure management systems, and replacement cycles.

Housekeeping and home maintenance

Cleaning, laundry, meal preparation, grocery shopping, snow removal, lawn care, and seasonal upkeep required on an ongoing basis.

In catastrophic injury cases, future care damages may be substantial. Accurate quantification ensures care needs are appropriately identified and supported over the individual’s lifetime.

Why CBA

Our approach to catastrophic cases

Every catastrophic injury matter requires specialized expertise, deep clinical understanding, and meticulous attention to detail.

Deep clinical integration

Our planners understand complex medical conditions and rehabilitation trajectories, producing projections that are clinically grounded, clearly explained, and supported by the available evidence.

Lifetime projection expertise

We model care needs across decades, accounting for aging, secondary complications, equipment replacement cycles, and evolving attendant care requirements.

Landmark case experience

CBA acted as Life Care Planner in a landmark medical malpractice case involving over $8.4 million in future care damages. This experience informs our approach to every complex matter.

Applicable report types

Report types for catastrophic injury

A future care needs and cost analysis covers every dimension of the individual's anticipated care requirements over their lifetime.

Future Care Needs and Cost Analysis

The standard report for catastrophic cases. Projects all lifetime care needs such as attendant care, medical treatment, rehabilitation, equipment, home modifications, and support services with line-by-line cost tables spanning decades into the future.

Past Care Valuation

Documents and costs the nature, extent, and value of care and assistance provided to an individual from the date of injury to the time of assessment, including formal and informal care.”

Life Care Plan Critiques

When the opposing party has produced a life care plan for a catastrophic injury, our critique evaluates whether attendant care levels, equipment projections, and lifetime cost estimates are supported by the medical evidence.

Common questions

Frequently Asked Questions

What types of injuries qualify as catastrophic?

In Ontario, catastrophic impairment is defined under the Statutory Accident Benefits Schedule and includes paraplegia, quadriplegia, severe traumatic brain injury, amputations, severe burns, and other conditions resulting in extreme functional limitations. CBA assesses care needs regardless of the specific legal classification. Our focus is on the individual's actual requirements.

How far into the future do you project care needs?

Do you have experience working with individuals from Indigenous communities?

Can CBA handle spinal cord injury cases?

Let's Work Together

Contact us for a free consultation, we can advise you if a referral is appropriate.

Phone

Toll Free: 1-866-314-7335
Phone: 905-882-6947
Fax: 905-882-9986

Email

info@cbafuturecare.com

Office

95 Mural St #600
Richmond Hill, ON L4B 3G2