A Future Cost of Care Report (FCC) is a structured document used to determine damages by quantifying current and future needs for individuals who have experienced traumatic injury or have a chronic disability as a result of a personal injury.

To arrive at an appropriate settlement figure, for the purpose of allocating sufficient funds to meet the lifetime needs of the injured or chronically disabled person.

A Canadian Certified Life Care Planner (CCLCP or CLCP) who is certified by the International Commission of Healthcare Certification (ICHCC) and who possesses expertise and experience in the field of rehabilitation and life care planning.

We are primarily hired by Plaintiff or Defence lawyers in the personal injury field. We are also retained by estate and family lawyers when complex health matters require careful consideration. In addition, referrals are initiated by health care companies or injured individuals requesting our services.

We work primarily in Ontario but our consultants have travelled nationally throughout Canada, across the United States and to Europe to provide services. Our office is located in Richmond Hill, Ontario. Please contact us for more details.

No. At CBA we have three tiers of litigation support: a comprehensive report for complex files, a preliminary report for files contemplating early settlement, and an opinion report for uncomplicated files. To determine which tier is most appropriate for your situation, please visit our Future Care Needs and Cost Analyses page or contact us.

In certain circumstances it may be beneficial to commission a preliminary report for the purposes of mediation/early settlement. Alternatively, a comprehensive report may be completed to assist with settlement. At this later point, recommendations and associated costs are usually based on a clearer understanding of a client’s functional status and prognosis. To determine the best time to arrange for a Future Cost of Care Report, please see our Future Care Needs and Cost Analyses page or contact us.

Our Canadian Certified Life Care Planners will determine what information is important and contact you in the event additional information is required. When sending us a file, please include all relevant information. Examples of documentation we rely upon include:

  • Pre-existing medical records
  • Imaging reports indicating injuries
  • Hospital/rehabilitative discharge reports
  • Reports of treating providers
  • Medical Reports
  • Updated/recent attendant care reports
  • Medical prognoses
  • Insurer Reports
  • Disability Certificates

We specialize primarily in the preparation of Future Care Cost Reports. Our consultants are well versed in all areas of personal injury and come from a diverse background of professional specialties. As such, we hold particular expertise in many areas, including:

  • Motor vehicle accidents
  • Paediatric injuries
  • Medical malpractice cases
  • Fatality claims
  • Slip and falls
  • Long-term disabilities and/or comorbidities
  • Estate resolutions

Our expertise spans across a wide range of impairments, including:

  • Brain injury
  • Mental health disorders such as those found in the DSM–5 
  • Spinal cord injury
  • Birth injury resulting in cerebral palsy, shoulder dystocia, brachial plexus, perinatal asphyxia
  • Amputation
  • Chronic pain
  • Orthopaedic injury
  • Chronic medical conditions such as dialysis, eating disorders, diabetes
  • Vision loss
  • Burns 
  • Pervasive developmental disorders
  • Post-traumatic arthritis

Yes. SABS future care costs are completed in accordance with guidelines and fees established by FSRA and vary according to the nature of the individual’s impairment. TORT files are costed based on an individual’s need according to local market rates for services. Our expert Life Care Planner will ensure the report and accompanying tables are prepared as per legislative and industry standard approaches. Separate tables will be provided for SABS and TORT to allow for accurate valuation. When booking an assessment, please advise if you require tables for SABS, TORT or both.

CBA fees are based on an hourly rate. The time required to complete any given file depends on the complexity of the file, the extent of documentation provided and the scope of the referral. Travel fees may also apply. Please call our office for more details. 

Use of an interpreter is recommended if your client has limited English proficiency to ensure accurate communication at all times. Please let us know what the client’s preferred language is when scheduling our services so we are able to make the necessary arrangements.

Yes. Our team has authored various articles on the subject matter and Carol has authored a Life Care Planning chapter in a Personal Injury Litigation Handbook.

Yes. CBA has been involved in various legal conferences, lunch and learns, webinars, expert panels and more to address life care planning and future care costing matters. To inquire about our availability for future speaking engagements, please contact us.



CBA has been recognized by the legal community as an industry leader in personal injury damage quantification.


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